Live Final Expense · Medicare · ACA Health calls

Stop Paying for Calls. Pay for Applications.

Give your producers live consumers to talk to without putting a call bill in front of them.

They take the call. They qualify the consumer. They make the sale. If an application isn't submitted, you don't pay for the call.

  • $0 per call
  • $0 per month
  • No subscription

What does one call cost? · Final Expense

1Consumer connects$0
2Producer talks to them$0
3Consumer isn't interested$0
4Consumer doesn't qualify$0
5Application submitted$199per submitted application
You don't pay for the conversation. You pay when it produces an application.

A different way to buy calls

Your producers shouldn't have to make every call profitable before they even pick up the phone.

Most call programs charge you for the opportunity.

NetEnroll lets your producers work the opportunity first.

Traditional call programs

Pay first
You pay for the call.
  1. You pay here
  2. 1The consumer answers.Paid
  3. 2Your producer works the lead.Paid
  4. 3Maybe they qualify.Paid
  5. 4Maybe they don't.Paid
  6. 5Maybe they buy.Paid
  7. 6Maybe they don't.Paid

You paid either way.Charged before step 1

NetEnroll

Pay last
You pay for the result.
  1. The consumer answers.$0
  2. Your producer works the call.$0
  3. They qualify the opportunity.$0
  4. They submit the application.Program rate
  5. You pay here

That's when the charge happens.Charged after step 4

More conversations. Less wasted spend.

How NetEnroll works

Put your producers on the phone. Let them sell.

There isn't a complicated lead-buying strategy to figure out.

Choose what you sell. Choose where you're licensed. We send qualified consumers into the conversation.

  1. Choose your business

    Turn on Final Expense, Medicare, ACA Health, or whichever programs make sense for your producers.

  2. Set your states

    Control where your calls go based on your producers' active licenses.

  3. Take the call

    A live consumer is connected to an available producer.

    Your producer does what they already know how to do: talk, qualify and sell.

  4. Submit the application

    If the conversation turns into an application, the published program rate applies.

    If it doesn't?

    $0.

Built for the producer

Give your producers more opportunities without asking them to gamble on every call.

  1. Work the call first.

    Your producer gets the chance to actually talk to the consumer before an application charge ever happens.

  2. Know exactly what you're paying.

    No auction pricing. No mystery rates. No subscription hiding in the fine print.

    Published rates are published rates.

  3. Take the calls you can actually sell.

    Choose the programs and states that fit your licenses and business.

  4. Build around your existing team.

    One producer or an entire agency. Route opportunities to the people you already trust to close them.

  5. No monthly platform bill.

    No subscription. No seat charge. No fee simply for having an account.

  6. A bad call doesn't become a bad purchase.

    If the consumer says no, isn't qualified or simply isn't ready, the call costs you nothing.

+1Replacement application

If the policy never takes effect, the application comes back.

Your producer wrote it, the applicant never paid the first premium, and no commission was earned? We credit a replacement application on the same program at no charge. One replacement per application, with the carrier's documentation, claimed within 60 days.

Terms §5.5

Simple, published rates

Know the number before your producers ever pick up the phone.

There is nothing to bid on and nothing to negotiate after the fact.

Final Expense

Consumers shopping for final expense life coverage.

$199per submitted application

Medicare

Consumers shopping for Medicare Advantage and Supplement plans.

$125per submitted application

ACA Health

Consumers shopping for marketplace health coverage.

$100per submitted application

The call is $0. The application is the billable event.

The rate shown for your program at checkout is the rate that applies to your account.

Open my producer account

Look at the math

You shouldn't have to win the call before you can afford to take it.

When you're paying for every call, every bad conversation comes directly out of your acquisition budget.

  • A consumer can answer and say no.
  • They can be outside the target market.
  • They can change their mind.
  • They can simply not be ready.

With NetEnroll, those conversations don't create a call charge.

Your producer gets the opportunity. You pay when the opportunity becomes an application.

“Give me the conversation. I'll worry about the sale.”

The producer's side of the deal

Five conversationsThe same afternoon, billed two ways

Pay per call NetEnroll
Answers and says nocall charge$0
Outside the target marketcall charge$0
Changes their mindcall charge$0
Simply not readycall charge$0
Submits an applicationcall chargeProgram rate
Charges on the invoice 5one per call 1the application

For agency owners

Give your agents something better than another lead list.

Your agents don't need more names to chase.

They need more real consumers to talk to.

NetEnroll puts live insurance conversations in front of your licensed producers across the programs and states you choose.

Agency account

One bill
Programs
Final ExpenseMedicareACA Health
States
FLGATXNC+
Producers
  • P1Producer 1Licensed FL · GAAvailable
  • P2Producer 2Licensed TXOn a call
  • P3Producer 3Licensed FL · NCAvailable
Live Final Expense call · FloridaRouted to Producer 1: available, licensed in FL. Billed only if an application is submitted. $0
  • Feed your team

    Route calls to the producers who are available and licensed to take them.

  • Protect your acquisition budget

    Calls that don't become applications don't create a call charge.

  • Scale without changing your sales process

    Your producers keep using the sales process, carriers and systems they already know.

  • One account. Multiple producers.

    Build your team under an agency account and manage your programs and states from one place.

Your agents know how to sell insurance. Give them more people to sell to.

No surprises

You should never have to guess what you're buying.

  • Published rates

    Know the application rate before you start.

  • $0 per call

    No charge simply because a consumer picked up.

  • $0 per month

    No subscription just to maintain your account.

  • Clear billing rules

    Only qualifying submitted applications are billable.

  • 30-day dispute window

    Questions about a charge? We give you a defined process to challenge it.

  • Consent matters

    Calls are supported by consumer consent requirements.

  • State controls

    Only take opportunities your producers are licensed to handle.

  • Real support

    Need help? Talk to a person: 904-512-8487.

  • PVN LLC

    NetEnroll is operated by PVN LLC.

The billing rules are written into the Terms of Service. Consent and call handling are covered in our TCPA & Compliance statement and Privacy Policy.

Questions

You probably have questions. Here are the answers.

Do I pay for the call?
No.

NetEnroll does not charge you for connecting the consumer, the length of the conversation or a call that doesn't result in an application.

You pay the published program rate when a qualifying application is submitted.

What if the consumer says no?
You pay $0.

That's the point.

What if the consumer isn't qualified?
You pay $0.

A conversation that doesn't produce a qualifying submitted application does not become a call charge.

Is there a monthly fee?
No.

There is no monthly subscription or per-producer seat fee.

What are the rates?

Final Expense: $199 per submitted application

Medicare: $125 per submitted application

ACA Health: $100 per submitted application

Where do the consumers come from?

Consumers call looking for insurance coverage. NetEnroll routes those live conversations to available producers based on the programs and states you've enabled.

Can I choose my states?
Yes.

You control the programs and states your account is set up to receive.

Can I use NetEnroll for my entire agency?
Yes.

Agency accounts can have multiple producers operating under the account, subject to the applicable program requirements.

Do you guarantee a certain number of calls?
No.

Consumer demand varies by program, state and time.

What we can tell you upfront is what you will pay when an application is submitted.

What happens if a policy doesn't take effect?

If an application qualifies under the applicable replacement terms, NetEnroll provides the corresponding replacement application according to those terms. Terms §5.5

How do I get started?

Create your producer account, select the programs and states you want, and get your team ready to take calls.

No sales appointment required. Open my producer account

Ready to try it?

Stop paying for opportunities that never become business.

Put your producers on live insurance calls and let them work the opportunity before you pay.

  • $0per call
  • $0per month
  • $199 · $125 · $100per submitted application
Open My Producer Account Questions? Call 904-512-8487

Final Expense · Medicare · ACA Health